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Commercial and Industrial Real Estate Loans

Our Commercial Real Estate Loan Solutions can help you finance or refinance commercial real estate, including land, developments, construction and long-term commercial mortgages. 

Terms & Requirements


Land acquisition and development:

  • Maturity should not exceed 2 years
  • LTV is not to exceed the lesser of 85% of the cost of the project or 75% of prospective value upon completion
  • Competitive variable and fixed rates


  • Maturity normally should not exceed two years
  • Loan amount will vary between 65% and 85% of the cost of the project depending on the project type.
  • Competitive variable and fixed rates

Purchase and refinance of commercial and industrial property

  • Maturity not to exceed 7 years
  • Amortization up to 20 years
  • Loan amount up to 80% of the value of the property (80% LTV)
  • Competitive variable and fixed rates

Typical Requirements

Satisfactory Credit History

Existing business with 2 full years of business history

Any principal owning 20% and over of the borrowing company should guarantee the credit.

3 most recent years of business and personal tax returns (Borrower and Guarantors)

3 most recent years of business financial statements and interim business financial statements

Current Personal Financial Statements (Download a personal financial statement template here).

Current debt summary schedule for business and guarantor

For development and construction loans, plans and construction budget are required.

Ready to Refinance?

At Inter National Bank, we are dedicated to providing you with easy to use financial tools that will help you manage your finances. Compare your refinancing options here.

Frequently Asked Questions

If you have a question or need help with your account, we are a click or short phone call away. Find answers to our most common questions below, or if you would like, contact us and we will be more than happy to assist you.

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