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Inter National Bank

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Buying a home is one of the most important purchases you will ever make. Whether you’re a first-time home buyer, upgrading to a larger home, or looking to purchase a vacation home, we’re here to help. 
If you're already making payments on a home mortgage loan and want to refinance your home for a more favorable rate or term, INB can also help get you the the right home refinancing option.

Down Payment Assistance

Inter National Bank has partnered with the Texas State Affordable Housing Corporation (TSAHC) to offer low interest rate loans with down payment assistance to help individuals and families become successful homeowners. Contact our mortgage team to learn more.

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Fixed Rate Home Mortgage Loans

The traditional fixed rate home mortgage is the most common type of home loan program. Here, monthly principal and interest payments never change during the life of the mortgage loan. Fixed rate home mortgage loans are available in various terms and can be paid off at any time without penalty. This type of mortgage is amortized so that it will be completely paid off by the end of the loan term.

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Adjustable Rate Mortgage Loans

An Adjustable Rate Mortgage (ARM) is a home mortgage loan with an interest rate that can vary during the loan's term. These home loans usually have fixed interest rates for an initial period of time and will adjust based on changing market conditions. You can refinance your ARM to a Fixed Rate mortgage loan to avoid fluctuating monthly payments.

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FHA Home Mortgage Loans TEST

The FHA home mortgage program is administered by the US Department of Housing and Urban Development (HUD). FHA mortgages are geared towards borrowers who need maximum financing.

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VA Home Mortgage Loans

The VA home mortgage program is administered by the US Department of Veterans Affairs (VA).  VA mortgages are geared for eligible veterans (and their families, when applicable) who need maximum financing.  

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Foreign National Mortgage Loans

This home mortgage loan is Ideal for foreign nationals who want to purchase their second home or investment property in the United States.

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Home Mortgage Loan Requirements & Documentation

Download one of the mortgage checklists below to view a list of documents you will need upon submission of your home loan request.  Having these documents readily available will help expedite your loan request. Please note there may be additional documents requested throughout your home loan application process.

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Frequently Asked Questions

Have questions or need help with your account? We’re just a call or click away. Contact us at 866-716-9594 or find answers to frequently asked questions below.

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